No Proof of Income
"Self Cert" Mortgages cater for those individuals who for whatever reason find it difficult to prove their income. Typically, this may be because they are self employed or, their income is variable and made up from several sources such as commission, bonuses or investments. There may be many reasons why they are unable to apply for a full status mortgage.
Self Certification simply means that you are required to sign a declaration from the lender stating your income without providing any proof. We have access to some of the best self cert mortgage deals in the UK!
It is very important to note that if you make false declarations and/or inflate your income on a mortgage application form you may not be able to afford your mortgage repayments. You may also face criminal prosecution for mortgage fraud. All applications will be subject to a feasibility assessment.
With access to the whole of market, we can offer you the widest possible choice. For more information on self cert mortgages, please contact one of our advisors for friendly, professional advice or, send your enquiry online and we will call you back. After all, we are here to help!
Self Certification - The overall cost comparison is 7.9% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
